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Cashews Smart Money Budget App app for iPhone and iPad


4.2 ( 6832 ratings )
Utilities Finance
Developer: Cashews Finance LLC
Free
Current version: 2.0.1, last update: 6 months ago
First release : 12 Jan 2022
App size: 68.72 Mb

Cashews connects to your bank accounts, analyzes your income & expenses, then a predictive cash flow algorithm lets you know how much Spendable money you have left.

Theres a fundamental issue with budgeting apps: the concept of setting up a budget and really sticking to it is outdated. Were human beings with emotions. Some days we feel rich and other days we feel pool. We dont say "Oh, Im not going to go this restaurant tonight because Ill overspend the restaurant category by $46". We say "Hmm, Im feeling good today and will treat myself to something nice".

Instead of forcing you into rigid budget categories, Cashews takes a different approach. It tells you how much you can spend without going overboard and risking your overall financial health. And guess what? If youre eyeing something specific, our Can I afford it? widget grades your financial situation from A to F, helping you decide whether its a good idea or not.

--- HOW DOES CASHEWS WORK? ---

1. Connect to your all of your banks and credit cards (13,000+ supported institutions, US ONLY).
2. Adjust your Predicted monthly Income and Recurring Expenses.
3. Set your short, mid, or-long term Goals.
4. A smart algorithm will take up to 15-minutes to cruch through your data.
5. See exatly what you can safely spend until 1st of next month without worrying.

--- KEY BENEFITS ---

► Get insights into your spending to make informed financial decisions
► Achieve your financial goals with easy planning and tracking
► Manage your credit cards smartly for healthier spending habits
► Save time and effort with automated syncing of financial accounts
► Discover your top spending patterns and make informed adjustments
► Stay on top of bills and expenses with smart notifications

--- KEY FEATURES ---

- One-tap connect and easy onboarding
- Connect to unlimited accounts
- Automatic Cash Flow Analysis
- 3 Spendable Modes: Conservative, Normal, All in
- No ads, 100% private and secure
- Supports 12.000+ US banks and financial institutions

Cashews is a subscription app. This provides a secure experience and gives you full unlimited access to the app: no hidden fees, gated features, or ads. You can cancel anytime and dont need to commit.

► IMPORTANT INFORMATION
Cashews uses Plaid (https://plaid.com) to access data from your financial institutions. This enables you to securely connect to your bank and credit card accounts, without us knowing your login data. Plaid sends your transactions to our algorithm for analysis. We have view-only rights to your accounts that cannot be circumvented.

At this time, there is no way to manually add offline account or banks that are not supported by Plaid. Please check on Plaids website (https://plaid.com/institutions) if your bank is supported before starting a subscription.

Cashews currently supports only US banks and credit cards.

► WHY ISNT CASHEWS FREE
It costs real money to establish secure connections with banks and build our customers a first-class application. We think the financial confidence and long-term savings it provides will be more than worth it. We’re in this for the long haul. We want to continue building and improving on Cashews for years to come, and subscription pricing makes that possible. We get to do the work we love, and you get the comfort of knowing that we’ll never sell your data or promote other companies’ products just to make a buck.

► SUPPORT INFORMATION
Your satisfaction with Cashews is the only thing that matters to us, so please feel free to send your feedback to our team anytime at [email protected].

Find more about us: https://cashews.finance

Terms of Service: https://cashews.finance/terms-and-conditions
Privacy Policy: https://cashews.finance/privacy-policy